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You cannot track your application status without the reference number. Get in touch with a bank representative to know your SBI home loan reference number to track your SBI home loan application. Smart users the world over have found ways to manage these risks. Banks worldwide have moved their customers to the Internet with enormous gains in efficiency and service quality.
When it comes to banking, never share your banking details and other financial information with others to keep yourself protected from fraud. Nowadays, banks provide their customers with online banking services that are pretty useful. Whether it is shopping online or paying a utility bill, everything is easy when you have a bank account with online transaction facilities. You can also deposit money in your account or transfer money to another account through online banking, right from the comfort of your home. Mobile banking has become an exceedingly common and easy way to do bank transactions. If your bank has a mobile application, you can use it as one of the easiest and quickest ways to check your bank balance.
Know More AboutSBI Bank
SBI Apply Online is an alternate channel for our customers, and provides the facility of applying for most of the retail loan products available at our branches. Retail loan products such as Home Loan, Auto Loan, Education Loan and Personal Loan can be applied for through this service. SBI offers the facility of paying loan EMI or other amount online through its internet banking. But you can do this only when you are registered with SBI Net Banking.
For registering in SBI Net Banking you can go to branch or do it online. After registration if your loan account is not shown in your Internet Banking dash board then you need to add your loan account as beneficiary. After added your loan account to beneficiary list you can easily transfer money from your savings bank account. If your loan account is showing on the dash board of your internet banking then you need not add your loan account in the beneficiary list.
Instant e-approval in 3 simple steps
A reference number is a unique number assigned to you at the time of application for a home loan at SBI. This is a unique identifier that will help you track your SBI home loan status online or offline. Open the app and enter the mobile number linked to your bank account. However, it is essential to conduct abank balance checkregularly to know your account balance. Performing a regularonline balance enquirywill also help keep you from falling victim to online fraud. These Terms of Service (Terms & Conditions) and/or the use of services provided through SBI Apply Online services are construed to be governed in accordance with the laws in India.
A new form will open up where you can select the nature of the loan (Select the ‘Retail Loan’ option for home loans). You can also request a call back for home loans where a customer care executive will share the details of the loan application status. Fill the reference number and enter your registered email address. After entering the necessary details, click on ‘Track’ to get the loan details. Customers can check their loan application status through SBI’s online portal or the mobile app. The bank even shares information through traditional ways like phone call.
Video TutorialHow to Apply for a Home Loan with SBI
Knowledge or information about the death, bankruptcy or legal incapacity of the User. Improper use of the SBI Apply Online service by a User/applicant. The Bank, for valid reasons, may refuse to execute any application/instruction submitted by the User. The grant of facility of Apply Online Services to an Applicant is non-transferable under any circumstances and application shall be used by the Applicant only.
Customers can even visit the branch to get more information regarding their queries. As a consumer, knowing the stage of loan approval is important as it helps you stay prepared for the outcome. A net banking facility is another easy way to check your bank balance online. If you are a first-time user, you can activate net banking for your account.
The Bank accepts no liability for consequences arising out of erroneous/incomplete/incorrect information provided by the User. If the User suspects that there is an error in the information supplied to the Bank by him/her, he/she shall advise the Bank at the earliest. The Bank will endeavor to correct such errors wherever possible on a 'best efforts' basis. If the User notices an error in the loan application provided to him/her through the SBI Apply Online service, he shall advise the Bank at the earliest. What are the documents required to check application status of SBI home loan? You only have to provide your application reference number and your registered phone number to check the application status of your SBI home loan.
If your bank has an app, download it on your smartphone to access your account-related information anytime. A customer shall provide such information as the Bank may from time to time reasonably request for the purposes of providing the SBI Apply Online services. The User is responsible for correctness of information supplied to the Bank through the use of SBI Apply Online services.
Bank will not use such document for any other purpose like updating KYC details, etc. The State Bank of India offers customers an online portal through which they can acquire their home loan statements or interest certificates. This is a quick and convenient way for SBI customers to obtain the necessary information they require, without leaving the comfort of their home.
Any delay or failure of this kind will not be deemed to be a breach of the Terms of Service (Terms & Conditions) and the time for performance of the af-fected obligation will be extended by a period which is reasonable in the circumstances. The Bank has the absolute discretion to amend or supplement any of the Terms of Service (Terms & Conditions) at any time, without prior notice. However the Bank will endeavor to notify any such change by posting it on the website or through advertisement or any other means as the Bank may deem fit which shall be binding on the User. The existence and availability of the new functionali-ties/facilities/features will be notified to the User as and when they are made available.
To come back to the question of risks, good practice suggests that the users should evaluate risks, appreciate and balance the criticalities and the convenience which Apply Online offers. SBI has put in place secure and effective systems to mitigate the risks from the Bank's end. We seek a little effort from your side, in maintaining this as a safe and secure channel. We want our customers to appreciate the risks realistically and mitigate them at their end.
Here we discuss the step by step process of SBI loan repayment online. After entering the necessary details, click on ‘Track Application’ to view the application status. You will be directed to a new page where you will be required to enter your application reference number and registered mobile number.
Intrested in SBI Home Loans ?
'Third party product' refers to any product and/or service of third party which is offered by or through the intermediary of the Bank. 'Application' refers to an Applicant's Home Loan and/or Auto Loan and/or Education Loan and/or Personal Loan application to the Bank through SBI Apply Online. 'Applicant' refers to an applicant named in the Application Form and shall, where the context requires, include Co-applicant with the Applicant. Kindly download, sign and upload the duly signed consent form along with the KYC documents in the "Upload Application & Document for Preliminary Verification" link.
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